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Seller Finance Offer Builder

← Helper · Existing mortgage + seller financed equity
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Property & purchase

Property address

Seller note = purchase price − existing mortgage balance − cash to seller. Verify the mortgage payoff or current balance before using an offer.

Existing mortgage

Enter principal and interest only. Put property taxes and insurance below, even if the lender collects them in escrow.

Seller note on equity

Rental & cash assumptions

Use your browser’s Print dialog to save the one page offer as a PDF. Inputs are saved on this device only; Helper calculates them but never stores them.

Manuel Capital
Manuel Capital · Offer to Purchase

Owner Financing Terms
Summary
Closing & documentation

Buyer proposes to acquire title subject to the existing mortgage, with buyer making the scheduled payments through a mutually agreed servicing arrangement. The existing loan is not represented as formally assumed. The seller note would be secured by a junior deed of trust, subject to title company and counsel review. Final terms depend on verified loan documents, title, lien status, property condition, and a mutually executed purchase agreement. Any lender consent or due-on-sale issue must be resolved to the parties’ satisfaction before closing.

Seller signature:
Date:
Buyer signature:
Date:

Discussion sheet only; this page is not a binding purchase agreement or loan document.